Established employee benefit programs (risk & retirement) in 15 different countries.

 Design reflected seller’s plans -- with flexibility to change after period required by sales agreement. 

Prepared benefit binder from audit of benefit design, funding, and service providers for each country.

Reviewed client's international group life, disability, and medical plans in 20+ countries.

Prepared review and comparison of various networks. 

Negotiated contract with selected pooling network.

Reviewed pooling report resulting in international dividend of 21% of pooled premiums.

Prepared follow-up report on viability of pooling into client’s offshore captive.

 Reviewed competitive practice for industry and growth objectives in each country.

 Recommended one global benefit plan approach to be used in all countries.

Assisted with implementation of employee benefit plans with local consultants.

 Provided client with one-stop international administration for all programs.

 Establish offshore payroll service company for hiring and deploying key non-US international employees.

Designed complete benefit package for these mobile non-US expatriates (150 employees).

Implemented programs with selected carriers to provide greater flexibility and coverage.

Provide international pension program to make-up lost benefits.

Identified key labor, benefit and pension issues.

Negotiated improved terms in purchase agreement.

Negotiated for flexibility in new retirement plan design.

Negotiated new actuarial basis for pension liabilities resulting in new plan receiving greater assets, which were 18% more than initially agreed by the local actuary.

France - Developed plan designs for consolidation of existing and acquired operations.

UK – Designed new Defined Contribution program to replace existing Defined Benefit plan.

UK – Consolidated pension assets of 3 Defined Benefit plans into one UK trust fund.

Belgium, Norway, Switzerland and Netherlands –Redesigned pension plans in response to competitive and legislative mandates, which resulted in annual cost savings in excess of $5 million.

Mexico – Restructured medical plan for 250 employees from insured to self-insured plan using local Third Party Administrator and reinsurance.